Terms of Use

1. Acceptance Of Terms

Incard Marketing Sdn Bhd (941968-X) ("Incard", "we", "us", or "our") provides websites and online services for users, members, customers, merchants, and visitors. By accessing or using our websites or online services, you agree that you have read, understood, and accepted these Terms of Use.

These Terms of Use are in addition to any written contract between Incard and you. In the event of conflict between these Terms of Use and a signed contract, the latter shall prevail to the extent of the conflict.

2. Disclaimer

Incard takes reasonable measures to provide accurate, complete, and reliable information on our websites as of the date of publication. However, some information may be provided by third parties or may change from time to time. We do not guarantee that all website information is always accurate, complete, current, uninterrupted, error-free, virus-free, or suitable for your particular purpose.

Website information is provided for general guidance only. Your use of such information is at your own risk, and you should seek professional advice before making decisions based on such information where appropriate.

3. Third Party Links

Our websites and online services may contain links to third party websites or services that are not controlled by Incard. Such links are provided for convenience only. We are not responsible for the content, policies, services, or practices of third party websites. You should review the policies and terms of any linked website before using it.

4. Intellectual Property Rights

The intellectual property rights in our websites, including text, files, data, designs, graphics, logos, marks, videos, and other materials, are owned by Incard or the relevant third party owners and are protected by Malaysian and international intellectual property laws.

No part of our websites may be used, downloaded, modified, copied, reproduced, published, distributed, licensed, or commercially dealt with without prior written consent from us or the relevant rights owner, except where permitted by law.

5. Suspension Or Termination

We reserve the right to suspend or terminate access to our websites or online services at any time, including where we believe that you have breached these Terms of Use, our PDPA / Privacy Policy, Cookie Policy, applicable law, or any other relevant agreement.

6. Indemnity

By using our websites or online services, you agree to indemnify Incard, its related companies, directors, employees, officers, professional advisors, strategic partners, agents, contractors, and service providers from claims, damages, losses, costs, and expenses arising from your misuse of our websites or services, your breach of these Terms of Use, or your violation of applicable law.

7. Independent Parties

Nothing in these Terms of Use creates a partnership, joint venture, agency, employment, or other legal relationship between Incard and you unless expressly agreed in writing.

8. Waiver And Severability

Failure by Incard to enforce any right under these Terms of Use does not constitute a waiver of such right. If any provision becomes invalid, void, or unenforceable, the remaining provisions shall continue in full force and effect.

9. Laws And Jurisdiction

These Terms of Use, together with our PDPA / Privacy Policy and Cookie Policy, shall be governed by and construed in accordance with the laws of Malaysia. By accessing or using our websites or services, you agree to submit to the exclusive jurisdiction of the courts of Malaysia.

We do not warrant that all information or services provided on our websites are legal for use outside Malaysia. You are responsible for ensuring that your access and use are lawful in your jurisdiction.

10. Changes To These Terms

We reserve the right to amend these Terms of Use whenever necessary. The latest version published on our website shall apply when you access our websites or online services.